We’re 10 days past the layoff call, and still feeling, well, unruffled, I guess: relatively positive in the face of the fact that we need to grow our business a hardy 800% in – well, immediately – if we are to maintain the exciting and glamorous lifestyle to which we’ve become accustomed (we like it here in the shade, just under the middle class bough).

Mike did experience a moment yesterday, it coincided roughly with the breakdown of the clothes dryer, where he felt compelled to wonder aloud if we are being “picked on”.

Of course we’re not. We are, after all, the most happily blessed people we know: you should meet our kid. But I can’t blame Mike for the lapse. Unemployment, like a working elevator, is an up-and-down endeavor, and one’s mood is firmly attached. The best hope you have, emotionally, is that the key people in your life are riding a different car.

Last week, I determined (here, in public) that we require roughly $3000 a month to live. We plan to reduce those needs somewhat, using Mike’s severance payout to eliminate consumer debt and pay off the remainder of our tuition cost. And coupons. Lots of coupons. But let’s say, for the sake of simplicity, that $3000 p/month is our minimum target.

That requires a rapid growth scenario for our small business that borders on – Nay! It borders nothing, and we should rather describe it as being firmly afoot in the land of fictional delusion.

That’s okay. Part-time employment will pull those expectations back a bit; and so will hiring a sales executive to help us draw new business and market services that we’ve lazily shoved into the back of the closet (music beds for ad spots, anyone?).

We can still make it.

Unless (uh-oh, who pushed the down button on my elevator car?), you consider this: $3000 does not include health care coverage. The last time we were without coverage (seven years ago) we paid $1100 a month to minimally insure our family of three.

The president is helping us with a 65% reduction in COBRA premiums for nine months. Whew. But a severance period is deducted from those nine, leaving us with six months during which we will not visit our family doctor for fear of revealing a dreaded “existing condition”.

I’m plummeting down the shaft now, aren’t I? But as I cannot afford to hit bottom (broken bones being too costly a repair), I’ve done a bit of research and found that there are companies – yes, in America – that offer health benefits with part-time employment. Check them out.

We also have the advantage of living in a university town. Many universities, including the University of Virginia here in wonderful Charlottesville, Va., offer health benefits to part-time employees. Find yours.

And thus, our plan acquires new detail: support the transition from the high-salary/low-stability life of corporate unreward, to the scary-yet-potentially-safer world of small business ownership with part-time employment at targeted employers – health benefits being the rabbit to chase.

Supplemental to that will be our evermore urgent responsibility to support the cause of health care reform in this country. Blast the greedy lobbyists, insurance profiteers and agenda-hiding politicians: we (the people) all know this thing doesn’t work. Time to change it.